Medicare Special Needs Plans – These plans generally limit enrollment to people in certain long-term care facilities (like nursing homes) people eligible for both Medicare and Medicaid or those with certain chronic or disabling conditions.Using out-of-network providers costs you more. Medicare PPO Plans – In most plans your share of plan costs is less when you use in-network primary care doctors, specialists and hospitals.Medicare HMOs – You must get your care from primary care doctors, specialists, or hospitals on the HMO's list of network providers, except in an emergency.If you join a Medicare Advantage Plan you generally get all your Medicare benefits, which may include prescription drugs, through one of the following types of plans: some other medical services Part A doesn't cover, such as physical and occupational therapy.
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